The poor have to decide. They don't have the resources to choose it all. Being poor, by nature, forces us to live more essentially and be more strict with what is "worth it".
The rich don't have to decide. They have more resources at their disposal. Being rich, by nature, causes us to live less essentially. There are more options we can afford and we generally pursue more of them - more of it is "worth it".
Money is a great distraction, especially in our culture, for making us feel as though we can live less essentially, for lowering the bar on what is worth it and what is not, which, in the end, only hurts the most precious resource of all: us.
That can be the true danger of money.